The American Therapeutic Recreation Association is proud to offer the Platinum Plus® credit card, a no annual fee MasterCard® credit card program that provides peerless benefits, service, worldwide acceptance, and convenience.

Issued by MBNA America Bank N.A, the leading issuer of affinity credit cards, this program offers our association members a low introductory annual percentage rate on cash advance checks and balance transfers. * Platinum Plus ® Customers may also take advantage of numerous superior benefits such as fraud-protection services, a year-end summary of charges, supplemental auto-rental collision deductible coverage, and up to $1 million Common Carrier Travel Accident Insurance.

The American Therapeutic Recreation Association credit card, which proudly displays the organization’s name, offers privileges of particular value to our members. Credit lines are individually established to ensure qualified applicants receive the maximum in purchasing power—up to $100,000 of available credit. American Therapeutic Recreation Association Platinum Plus cardholders are invited to take advantage of credit-line increase decisions within 15 minutes, 24-hour Customer Service, emergency-card replacement, and ATM cash-advance access at more than 300,000 automated teller machines worldwide that display the Cirrusâ network logo.

For additional information or to request your American Therapeutic Recreation Association Platinum Plus card, call toll-free (866) 438-6262. (TTY users, please call 1-800-833-6262.) Please refer to priority code HLD2 when speaking with an MBNA representative to apply for this program.

*There are costs associated with the use of this credit card. MBNA America Bank, N.A, is the issuer and administrator of this program. For rates, fees and other cost information; or to apply call MBNA toll free at 1-800-523-7666 or write to P.O. Box 15020, Wilmington, DE 19850. TTY users, please call 1-800-833-6262. MBNA America and Platinum Plus are service marks of MBNA America Bank, N.A. MasterCard is a federally registered service marks of MasterCard® International Inc. and Visa U.S.A. Inc., respectively; each is used pursuant to license. © 2004 MBNA America Bank, N. A.